FRTB Is Not Coming. It’s Already Reshaping Risk Management

3D isometric diagram of an FRTB market risk dashboard showing data flowing from trading desks to Standard Approach (SA) and Internal Model Approach (IMA) capital calculations

The most dangerous phrase in a transition like this is ‘we still have time.’ Banks heard versions of that before other major regulatory and market shifts. The institutions that prepared early were not always the ones with the biggest programs. They were the ones with earlier visibility.

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